MetLife Dental

With the MetLife Preferred Dentist Program (PDP), you can visit the dentist of your choice - an "in-network" dentist (a participating MetLife PDP dentist or an "out-of-network" dentist.

Plan benefits are based on the percentage of the PDP fee - MetLife's negotiated fees that PDP dentists have agreed to accept as payment in full.  If you choose to go to an "out-of-network" dentist, you may have to pay the difference between the dentist rates and the PDP rate. 


Finding a Dentist

  1. Go to www.metlife.com/dental.
  2. Select Find A Dentist
  3. Enter your ZIP Code
  4. Select the PDP Plus Network

Coverage

Coverage Type  % of PDP Fee
Type A 100%
  • Oral Exams - 1 in 6 months
  • Cleanings - 1 in 6 months
  • Flouride (Children to age 14) - 1 in 12 months
  • Bitewing X-rays - 1 in 12 months
  • Full Mouth X-rays - 1 in 60 months
 
Type B 80%
  • Periodontal Maintenance - 2 in 1 year less the number of teeth cleanings
  • Space Maintainers
  • Emergency Palliative Treatment
  • Periodontal Root Planing & Scaling - 1 per quadrant in any 24 month period
  • Periodontal Surgery - 1 in 36 months
  • Amalgam & Composite Fillings - 1 per surface in 24 months
  • Simple Extractions
  • Root Canal - 1 per tooth per lifetime
  • Surgical Extractions
  • General Anesthesia
 
Type C 50%
  • Crowns - 1 in 10 years
  • Dentures - 1 in 10 years
  • Bridges - 1 in 10 years
  • Repairs (Crowns) - 1 in 12 months
  • Implants - 1 in 10 years
 
Deductible: Individual/Family $50 (Type B & C)
Annual Maximum Benefit: Per Individual $2000